Q: Concerned about Title-19 liens affecting potential property and mother's estate in CT.

A: Your concerns are understandable, especially when it comes to protecting your future property and your family’s estate. In Connecticut, Title 19 (Medicaid) can recover certain medical costs paid on your behalf, but usually only from assets held at the time of your death—not from assets acquired during your lifetime unless they were obtained through fraud or misrepresentation. Since your care was from 2009–2010, and you haven’t owned property since then, it’s unlikely that the state would place a lien on something you acquire now unless you reapply and receive long-term care Medicaid again.

As for your mother's property and estate, her assets are not affected by your previous Title 19 usage as long as her name is on the deed and she hasn’t received Medicaid assistance herself. If she eventually applies for long-term care under Medicaid, then her estate *could* be subject to recovery later—but that would depend on her circumstances, not yours. Your siblings’ inheritance would generally remain intact unless she becomes a Medicaid recipient and her estate is liable at that point.

To protect both your potential assets and your family’s property, avoid transferring ownership of your mother’s home into your name while she’s alive, especially if you ever need Medicaid again. Stay transparent and cautious when dealing with estate planning, and you’ll likely avoid unintended consequences. You’ve already taken a big step just by thinking ahead—most people don’t.