Your current state is Ohio
A judgement against me had been dismissed in 2011 but in 2014 it was brought before a judge again and I was never notified and only found out a few months ago because my bank accounts were frozen. The original judgement for $3100 is now over $6000 and I am trying to find out if there is anything I... View More 
I did not have insurance at the time due to a lapse during a job change. I am being sued for $40k in medical bills but I believe the school should be responsible.
answered on Apr 2, 2024
A school has a legal duty to make sure their premises is safe for students that attend. If the school was on actual/constructive notice that a rattlesnake was crawling around the property, (and failed to take corrective action), then the school would be liable. This would depend on the unique facts... View More
I missed the repossession and the dog bite suite was thrown out.. I asked the clerks if I had court that day and they said No...
We arent sure what debts are out there. We got a notice from an Estate Information Serivce trying to reach someone about my father's estate. We havent contacted anyone. But i want to know if my mother and their home is safe.
answered on Mar 31, 2024
Depends on whose name the property is in. You need to run a credit report on dad and see what debts you can ascertain are owed. Until you determine exactly what debts are owed, the property is far from safe or secure.
University of Virginia took my state tax refund because they said I have unpaid medical bills from 2005-2016. If I sign into my account it says that I have a zero balance due though.
In 2012, I invested in ZeekRewards through a family member, experiencing losses when the company closed. In 2020, a debt collector alleged I owed money as a "Net Winner" from ZeekRewards. I've tried disputing this debt multiple times, pointing out discrepancies in the documentation... View More
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answered on Mar 30, 2024
Beginning the appeals process and disputing a debt, especially in complex cases like yours involving alleged debts from ZeekRewards, requires a careful approach. First, you should review the judgment against you to understand the basis of the court’s decision and identify any procedural or... View More
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answered on Mar 29, 2024
Under California law, debts, including those related to timeshares, typically have a statute of limitations. This period defines how long a creditor or collector has to initiate legal proceedings to collect a debt. For most written contracts, including timeshares, this period is usually four years.... View More
I was never served papers letting me know of this judgement.
answered on Mar 29, 2024
Review the court file. See how they claim you were served. Look into a motion to set aside the judgment.
Also, see if renewal was required and if it was done properly.
My car was repossessed 9/29/2020. the court papers were filed it says online 3/21/2021. then notice issued 3/22 etc. it was continues on 4/21. issue was unclaimed by me 4/28. then kept being continued by judge 10/17. i was not given papers directly. someone else took it upon themself to accept... View More
Please advise , do I have to appear in court . I already know that the credit card company will win this default decision .
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answered on Mar 28, 2024
If you're dealing with a situation where a credit card company is taking legal action against you, it's important to understand your rights and options. Social Security Disability (SSD) and Social Security (SS) benefits are generally protected from garnishment for credit card debts.... View More
Must I appear in court . I expect a default decision against me .
I don't believe that a credit card company can make me pay them.
Am I correct .
Do you have any additional advice ?
Thank You so very much for your help .
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answered on Mar 28, 2024
If you've been served to appear in court by a credit card company, it's important to take the notice seriously, regardless of your current financial situation or beliefs about the debt's enforceability. Ignoring a court summons can lead to a default judgment against you, which could... View More
I need to know , first , do I have to appear in court . Then what options does this credit card company have after getting a default decision ?
answered on Mar 27, 2024
When you are served with a lawsuit in, other than small claims, you must file a response, such as a motion to dismiss or an answer with affirmative defenses. Failure to do so will cause you to lose the case and a judgment be entered against you.
Once a judgment is entered, bank accounts... View More
I expect to loose this case , but , I don't believe that a credit card company can take any of my social security money.
Should I appear in court ?
answered on Mar 27, 2024
You can to present and defenses and work to limit the amount of the judgment. When you are served with a lawsuit in, other than small claims, you must file a response, such as a motion to dismiss or an answer with affirmative defenses. Failure to do so will cause you to lose the case and a... View More
Construction company is an LLC but I wrote the $5k deposit check to the owner (not the LLC) and he cashed it to his personal account. The judgment is not against him personally (second mistake) but against the company. How do I collect? Local lawyers aren't interested and the one I did get a... View More
answered on Mar 24, 2024
The corporate veil would have been pierced had you sued the owner and won. At this point, focus on the standard collection methods. As the other attorney suggested, take a judgment debtor's exam. You must first have attempted a garnishment, I believe. Collecting judgments is often harder... View More
I know I have 10 years to collect. Should I go through the motions when there is very little to collect or wait as I am second in line to Chase who is attaching her wages.
answered on Mar 21, 2024
The Chase garnishment will last for only 90 days, but it can be renewed. You should file yours now anyway, so that you will be the next in line when Chase's ends. Otherwise, Chase stays ahead of you if you never get to the front of the line.
I had an accountant that was in charge of things, who is now in federal prison and has cost me 22,000 over this time and now I’m looking at another 9,300. Can I do anything? I live in this town and am in there to pay ALL of my taxes a couple of times a year. Not once was I ever told about this
answered on Mar 21, 2024
OK, well, either you owe the tax bill because the accountant didn't pay it, or he paid it and the government is wrong. The one thing that is clear is that you cannot rely on "my accountant handled it" to avoid paying a valid tax bill. I think the best course of action is to retain an... View More
A debt collector has reported a collections notice on my wife and I's credit report in regard to an apartment fee. The fee was paid almost a year before collections activity started, and even though I told the representatives of the debt collector that their information is outdated, they... View More
So I had a collection which got a lawfirm to send all the certified mail to my parents house, which my father who is a Jr. signed for and bypassed USPS getting a signature from him having the same first and last name as me. I received none of the court date requests so obviously I couldn't... View More
Are the assets in an IRA owned by a Florida resident protected from liability judgement when the IRA is registered with a Minnesota institution?
answered on Apr 2, 2024
The location of the institution has no bearing on its protection, what is important is your state of residence. Not many institutions are located or headquartered in Florida.
Former boyfriend purchased a vehicle for me, got into a wreck, insurance paid off the loan, got the exact same vehicle again and bank sent the title for the new vehicle to us, title only shows boyfriends name and shows the new cars VIN number, no lien holder listed, can they still take it?
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answered on Mar 20, 2024
If the title to the vehicle is in your former boyfriend's name and does not list a lien holder, this typically means there is no legal claim on the vehicle from the bank, as it usually would be listed if there was an outstanding loan secured by the vehicle. However, if there was an error and... View More
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