I was told that property management company that their tenants pay deposit through a third party company. I went through that website as instructed. And later found out I was paying a premium for security deposit insurance that doesn’t cover anything for me only the property management company.... View More 
answered on Feb 16, 2022
Could it be that the representative of the property management company was mistaken? When you went through the website you should have noticed that you were paying for insurance. If it means that much to you, you perhaps could sue the property management company even though you, in my opinion,... View More
answered on Feb 11, 2022
A Florida attorney could advise best, but your question remains open for two weeks. You need an attorney who is experienced with auto claims, possibly dealing with insurance company special investigations units and sometimes criminal investigations. It might be difficult to find someone who... View More
Easier to explain on phone. Insurance company was wanting me to give then phone logs bank statements and all. The truck was stolen and wrecked not able to drive insurance company didn't send an adjuster and tow yard auctioned while husband was incarcerated. Extra keys were taken in first break... View More
answered on Feb 16, 2022
I'm sorry this happened to you and your husband. A Florida attorney could advise best, but your question remains open for two weeks. It looks like you want to explain your situation on the phone, but this forum doesn't work like a referral service. Attorneys can't reach out to you -... View More
My deceased father made his sister a successor on his life insurance and I was a minor at the time of his death. I want to know did the agent have rights to release my portion of the money to my half brother who gained guardianship of me, being that my Aunt was the successor.
answered on Jan 22, 2022
Have you contacted the life insurance company? Was a guardianship opened on your behalf? If so, money was probably released into the guardianship account. I would need more information to give a proper answer.
Hello. I want to return my car because I plan on buying a house early 2022 and don't want a car payment listed as a bill when I apply for loans. I got into a wreck last month. I only have pip insurance. It's a fairly large dent in the driver side of the door. The person's insurance... View More
answered on Dec 29, 2021
Your plan has serious flaws in it, not the least of which is a possible legal claim from the dealer seeking the remaining monthly payments that you agreed to pay at the beginning of the lease.
Whoever told you that you can just return a badly damaged leased car to whoever leased it to you... View More
their vehicle and get the purse of the person on bail and make the signer get into the purse and pull out a credit card and run the card for 3500 dollars and then bring the person on bail out to the desk still handcuffed and force them to sign a collateral receipt and take 50 dollars cash from the... View More
answered on Dec 12, 2021
For this issue, you must consult a criminal defense attorney (either hired by you or court-appointed). Bail bondsmen have certain limited powers to detain a defendant who has failed to appear in court while on bond. Whether the one in your situation went beyond their legal powers is a question... View More
It's a old policy didn't know that they had this my dad died in 1993 and my mom died in 2021 and I was both of their caretakers
answered on Nov 14, 2021
I just googled "Independent Life" and found that there used to be an "Independent Life and Accident Insurance Company" that was taken over by American General Life And Accident Insurance Company, and that there is an "Independent Life Insurance Company" that is a... View More
On 7/25/2020 i was in one car accident. Somehow a duplicate claim was made for same accident. Geico refused in writing to remove duplicate claim (they even state in writing that it is a duplicate claim) because they say once in the system it can not be removed. It now shows on my record that i had... View More
answered on Oct 2, 2021
When you apply for insurance, attach a copy of the admission from GEICO that it is a duplicate claim and that it "can not be removed" from the system.
I was paying my car insurance thinking it would take around $200 for my car but it took around $400 because my agent added my son and daughter to my insurance without informing me first so now I have $-200 in my account
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answered on Sep 12, 2021
Usually, all members of the household that are of driving age are listed on the policy. Also, all owners of the vehicle are listed on the policy regardless of their residence address.
Typically, you are sent a declaration page of the insurance coverage and the premium amount. If you opened... View More
I bought a home with an old roof in May 2021. I had only one option for HOI as a result. The company was provided a copy of the 4 point inspection and agreed to issue the policy. I was buying the property with the intention of doing some renovations in the next year or two, but didn't have the... View More
answered on Aug 13, 2021
What are they saying is the reason they are cancelling; did you give them false information of any sort?
Im in Virginia for 2 weeks only and they keep saying I need Virginia insurance which is illegal because I'm a Florida resident
answered on Aug 3, 2021
Are you saying you can't pick up a phone, call a Florida insurance broker, and get Florida insurance? That is very doubtful. In any event, I don't believe it will be suspended before you return to Florida.
My insurance company is charging a 1100% markup for wrist braces, discounted to 450% for in-network.
First, my doctors office told me the cost for the braces was $10.40 when I asked how much they were. A week later I received a bill for $224 (discounted from $566)
They admitted... View More
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answered on Jul 18, 2021
American healthcare is unlike any other business of supply and demand. In the healthcare world, the healthcare provider and the health plan agree on prices. You as the consumer (patient) do not dictate, negotiate or drive pricing up or down. You agree to pay the health plan premiums without price... View More
I was having trouble getting my older boat insured. My friend/agent said he would probably just put his name on it so we could get it insured. Mind you, he has nothing to do with the boat nor has he invested in it. He strictly put his name on it to get it insured. The boat sank. Insurance company... View More
answered on Jul 6, 2021
Reading between the lines I have a feeling that your "friend/agent" works for the insurance company; am I right?
If so you can file a complaint against your agent with the Department of Financial Services, Division of Insurance Regulation.
We live in Florida, have State Farm Insurance with a 78K personal property coverage and 315k for house. Entire back yard, Camper, and Utility trailer burned from a neighbor down the road burning pallets. (Deemed non arson). We owe loans on both trailers..9K to 1st Premier bank and 4K to Sheffield... View More
answered on May 27, 2021
Have an attorney look at the policy to see if State Farm is reading it correctly.
Insure company stepped out of Florida guidelines by violating rules.
answered on Mar 5, 2021
You don't. That's up to the state agency that regulates insurance companies. You have no standing.
On my way to work 2+ years ago, I bumped into an SUV in front of me doing less than 5 mph. I am pretty sure there was no damage to either vehicle. I was in my company pickup with the logo on the side. The person tried suing the company when it happened. I no longer work for that company now, but... View More
answered on Feb 3, 2021
It may depend on which court the original action was filed in. Rules for small claims, Florida state civil court cases which are not small claims cases, and federal district court cases are different. See for example
Florida Rules of Civil Procedure, RULE 1.170 and
Federal Rules... View More
My father passed away, i am not the beneficiary. He had a life insurance plan i believe, i have a death cert. but thats it.
answered on Feb 2, 2021
My condolences for your loss. If the estate is the beneficiary of the life insurance policy, you will likely need probate administration. Consult with a probate attorney in the state where he resided for more information.
answered on Dec 21, 2020
A South Carolina, or Florida attorney (two geographic regions are listed in your post) could advise best, but your post remains open for two weeks. As a general matter, the insurance carrier or the incoming attorney (if there is one) might have been placed on notice of a lien. Good luck
Tim... View More
The lawyer put a lien on me but they want to have their name added to the settlement and the insurance company is telling me that they have to put the lawyer's name on it. Even if the lawyer did not help with the ending settlement amount.
answered on Dec 29, 2020
Typically it will depend on your contract of representation. While unpleasant, it is not uncommon for attorneys to assert a lien against a settlement even if they were fired before the case settles. In such cases, they will have to formally put you on notice of the lien and the contract will most... View More
answered on Nov 3, 2020
Not under Fla. law; however, if there is a lender involved, it might require it, and if the mobile home is in a mobile home community/park, the landlord might require it. The following link gives good info for consumers regarding homeowners insurance in Fla.:... View More
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