I was incarcerated in sc for 9 months in 2004ish and I owed the bank $100,000.00. My home was almost built and was worth at the time $400,000.00 but when I got out it was gone. Was that legal or was it most likely sold for what I owed and someone just got a awesome deal or was there a way that the... View More 
answered on Oct 17, 2018
You need to have an attorney look into this ASAP. There are many obstacles that must be satisfied, plus additional ones if you were in jail, to foreclose in property. If you were not notified, you may have a claim.
answered on Aug 19, 2018
You’re going to need to add a lot more facts about how a previous debtor is involved at all to answer this question.
Considering BK, but unsure if I can include mortgage for home in Texas that my ex-husband hasn't removed me from (it's been 7 years). Wondering if I can include it in a BK with other debts.
My husband and I are divorcing as soon as our Ch 7 BK discharges and closes next month. He granted me the interest in our primary residence before the BK filing, but I did not record it. Will I run into issues with the trustee after the BK is closed regarding the date he signed over the property... View More
answered on Jul 16, 2018
No. It’s perfectly fine. As soon as the bk is final. Record the quitclaim deed before filing for divorce.
The creditor appeared out of no where after 8 years with out any collection effort. Added in compounded interest and is in the process of trying to foreclose on my property. He received a decision that said he could sale my portion.
answered on Jun 21, 2018
That is really an Oregon collections uestion rather than bankruptcy question. Consult a local attorneywho can properly advise you.
creditors able to come after me alone after she files?
answered on May 31, 2018
Yes, although you may have recourse against your ex in your divorce action depending on who was supposed to pay those debts.
answered on Jan 14, 2018
Filing bankruptcy is a legally permitted act that was designed by Congress to help people in debt get out of debt and get a fresh start in life. The mere act of filing Bankruptcy should have nothing to do with your fitness to practice law. (Apparently you can file bankruptcy several times and get... View More
We cannot afford bankruptcy at the moment. Would just like to know if we should avoid depositing money into those accounts until we can file?
answered on Dec 6, 2017
A marshal is able to reach any asset (i.e., bank account) that has your wife's name on it (even if it's a joint account).
Information provided for informational purposes only and should not be taken as legal advice.
answered on Sep 11, 2017
I am not sure what you mean. When you file bankruptcy you have to list all your debts and all your debts will be discharged. So if you only have medical debts, sure, you can file bankruptcy to get rid of just those debts. You don't have to have other debts.
If you have other debts... View More
answered on May 11, 2017
Bankruptcy is not a good DIY project. The forms are very complicated and very few people are able to file their on case and obtain a discharge. Check in your area for a bankruptcy lawyer and shop around. Bankruptcy does not really cost that much and you can save yourself a lot of problems. Hope it... View More
What do I do once I receive the summons? Do I need a lawyer? I want to take care of this debt and pay the balance that I owe. But I do not want my wages garnished. What can I do?
answered on May 4, 2017
I would contact a lawyer, preferably one that deals with bankruptcy and debt issues. I know you want to take care of this debt but before you do pay it, you might want to know if bankruptcy is a better option which it might be if you have a lot of other debts. I see people struggle to pay one debt... View More
answered on May 3, 2017
Under the 2005 Bankruptcy Law it became necessary to notify child support creditor and the State Child Support Enforcement Office of a bankruptcy filing. If you owe child support this is mandatory even if you are current in your payments. Your lawyer is required to give the addresses of these... View More
My sister filed for bankruptcy and listed me as one of her creditors. She wants to pay me back now. Should I go to the trouble of having a Promissory drawn up for the repayment? Is there a point to doing that? Are there Oregon laws governing this sort of promissory note?
answered on Nov 27, 2016
Once you are listed as a creditor on a bankruptcy and the debtor gets a discharge, you are no longer legally entitled to collect the debt. The debt doesn't exist, at least not legally, and if you tried to collect it you would be violating bankruptcy law and subject to penalties.
Your... View More
she got the vehicle in the divorce decree but both names are still on it
answered on Sep 23, 2016
I don't know what you mean in terms of the vehicle is in both names. Do you mean that you both bought it and you both are on the loan, then you can take over paying the loan and retain the vehicle. What did your divorce decree determine in terms of who was to get the car and who was to pay... View More
I rent my parents home and pay rent and all utilities in full. They live on apartment on property. My daughter and her husband live in house with me. They pay nothing. Just buy thier own food. Must i include gross incomes in my household income for everyone?? Wouldn't make sense. I assume I... View More
answered on Oct 19, 2016
You need to hire an attorney to assist you with your bankruptcy and discuss the situation with the attorney. I can usually able to figure out a way to deduct the contribution of others living in the household to the overall cost of living so that my client's expense budget accurately only... View More
I live in Oregon and I just got a 30 day written demand letter for $10,000 in payment for damages exclusive of PIP for a personal injury claim. After those 30 days, they will file a lawsuit under ORS 20.080. They sent her medical records and bills in a CD and the total medical charges on her are... View More
answered on Jul 25, 2016
When you say you are under your dad's business insurance, if you mean his auto insurance, then just send this to your auto insurance carrier. They likely already have this, but this is just a tool attorney's use to try and get the insurance companies to skip the BS and get to a fair... View More
answered on Oct 12, 2015
Yes, you need to schedule the stock, despite the restriction on your selling it. Whether the stock has any value to the bankruptcy estate is up to the trustee to decide.
The length of my chapter 13 bankruptcy was to be three and a half years, ending in September. I never saw a bill or statement beyond signing the contract. I recently received a itemized statement that virtually doubled the "estimated fee." I have filed for fee arbitration. The law firm... View More
answered on Aug 10, 2015
I do not know the complexities of your case. You need to get an attorney to review everything that has been done for you to see if in that attorney's opinion the fees are reasonable. That firm will be doing that, and you have the same opportunity.
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