He had to get his life insurance papework notarized due to state of Michigan retirement/pension rules, which he did, and then sent it in to be filed. In 2021, he remarried and went through the state of Michigan online system and put his new wife down as the beneficiary. He did not go through a... Read more »
I am sorry to hear of the recent loss of your father.
The post states that the policy holder "went through the online system and put his new wife down as the beneficiary." That is almost certainly the answer to the question "who the true beneficiary is of his life...Read more »
I was injured in a car accident a couple years ago, and I was awarded a very small amount which wouldn't cover the full medical cost.I no longer have an attorney but I was told by an attorney, although he wouldn't represent me, that I could ask the health insurance if they had a minimal I... Read more »
Your case is on appeal and you have collateral issues/questions-----you do not mention whether or not you have an attorney. If you do not have one, then I think you need to hire an attorney, or at least pay an attorney for a 1hour consultation and ask him the questions you have. If you do have an...Read more »
The police report we were given has his name, phone number, address, and the information for the owner of the car (his mom.) It seems like the only way to ask him for his insurance is to call, send a letter, or go to his house. I wasn't sure if any of those options are ok to do.
Especially if you are injured, but in general, accident/injury lawyers will provide you a free initial consultation and I recommend that you contact a few and take us up on it. You will obtain a better understanding of the process and perhaps get a better idea on how to proceed ----and perhaps...Read more »
another motorist hit my vehicle Jan 01-2021 during the big snow. She was in someone else vehicle she had no insurance information. I filed a report as soon as i returned home. My insurance company fixed both of our vehicle even though the claim was under investigation concerning who was at fault. I... Read more »
An Arkansas attorney could advise best, but your question remains open for two weeks. In general nationwide, raising premiums as a result of accidents is a matter of the carrier's standard operating procedures, the features of the policy used for paying claims, and their discretion. Factors...Read more »
I was struck by two people in a car accident at no fault of mine. But there were no credible Witnesses besides us. I was injured, and have medical debt and lost wages. not to mention scoliosis so my pain is pretty deep. No lawyers around here are brave enough I guess to take on a case with no... Read more »
You can, but I would strongly advice you against it. The opposing party will take advantage of it and will either settle for a lot less than the case is actually worth or deny liability completely. Only experienced PI attorney can properly evaluate your case and make sure you're getting...Read more »
I sent an email last week to the insurance company asking for the full testimony/statement of the witness and what he exactly said with the specific time and specific and date of the testimony after the insurance company closed the case based on that statement and ignored... Read more »
On your facts, you are not liable. Rather, the car that struck you is liable for the property damage to your vehicle, any injuries that you or your passengers sustained, any property damage to the car that you were forced into and any personal injury that the driver or any of the passengers of the...Read more »
So my dilemma is I have a car accident reported on my car accident history last year. I have never been in an accident in my life. My mom got in an accident last may and i was in the car. She called me a week later and told me her insurance wanted to speak with me i explained the situation to them... Read more »
Some elements of the scenario are not fully clear, but from the brief facts, it does not look like a case of insurance fraud. Insurance fraud cases generally involve deliberate conduct with the intent to deceive the other party. This looks more like it could be an administrative or communications...Read more »
An Arizona attorney could advise best, but your question remains open for two weeks. Investigators can often find people nowadays through different sets of public and commercial records. It may be worth considering seeking some guidance on what your options are. It appears the matter is not in suit...Read more »
My father was my beneficiary but passed away in 1988. My mother had told me that she became the beneficiary. My stepfather recently passed away and my mother is in early demensia so we are getting all legal paperwork together. I found a photocopy of her updating the policy, but no original. Neither... Read more »
If the life insurance policy truly belongs to you, then all you have to do is call the life insurance company and ask, and you can update the beneficiary anytime you want. If you have been paying the premiums, then the life insurance policy probably belongs to you. If you have not been paying the...Read more »
These matters can be fact-intensive, and they can involve a course of conduct spanning a substantial period of time. Bad faith could materialize from many different courses of conduct. The cases can be more complex than more straightforward cases, such as collection actions, where a boilerplate...Read more »
I was involve in accident where my the rear left side of my car was hit by another car(truck) after I took a left turn and enter the TWLT area where the accident occurred inside that area between the two yellow lanes, I have all the images to prove that. No injuries occurred we didn't file a... Read more »
I am selling a house as is, the boiler went out causing the heat and plumbing pipes to burst. The homeowners ins is paying for the damage. I'm selling for less now because of the pipes. I'm keeping the ins check to cover my loss. is that insurance fraud?
An Indiana attorney could advise best, but your question remains open for a week. Nationwide, it is usually not fraud if the check was issued for a legitimate loss and it reflected actual damages that were honestly presented for property owned outright. However, there could be other issues...Read more »
A Missouri attorney could advise best, but your question remains open for two weeks. Your carrier acted very fast. In general nationwide, claimants do not usually get paid twice for the same claim - one insurance carrier or the other pays. It sounds like the two carriers are not aware of each...Read more »
I’m in a process of real estate insurance claim and adjuster wants to have a recorded statement from me. Do I really obligated to give him a statement or I can refuse a statement?! Also, most likely I’ll hire a lawyer, if the amount offered is low. A loss mitigation company was dispatched to... Read more »
Hello on Sept 17,2021. Two of my personal vehicles and my sons truck he was test drive for the week but was in were involved in a hit and run . The driver took off and they found the vehicle a couple of streets down and 2 houses from were they live. Police report was done. Sept 20 is when I spoke... Read more »
A Texas attorney could advise best but your question remains open for three weeks. You could place the matter into suit, or contact an attorney to do so. You and the carrier would then proceed with the claim through the court system. If you have a denial from the carrier, that would be helpful....Read more »
If you discover an insurance company failed to inform you they accepted fault for your injuries, will CMS consider that insurer the primary payer for Medical expenses related to those injuries if youre still being treated when you become a medicare beneficiary?
A Texas attorney could advise best, but your question remains open for two weeks. In general nationwide, claimants are usually held responsible for exploring the sources of insurance for their injuries - that's one of the primary roles of an attorney - to immediately identify applicable...Read more »
Are her Parents deceased? If dead, then the Designation of Beneficiaries might list her Estate. And there is usually an alternative Designated Beneficiary. If the Parents are alive, they can change the Designation anytime. If you feel the Death Benefit should be paid to you or your Wife's...Read more »
An Arizona attorney could answer best, but your question remains open for two weeks. You could file suit, or you could retain an Arizona attorney to do so. Those are two primary options if you believe the matter won't be resolved by offering additional evidence. Your post does not mention...Read more »
More information is needed to properly respond to this question, however they certainly should let you know whether or not you need to have your own separate insurance as a condition of their utilizing your services. Good luck.
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