answered on Jul 26, 2018
You need to put that money in an ira ASAP. You also need to document where that money came from so you don’t lose it.
I'm afraid I'll have disposable income left after the means test and figure paying all debts including unsecured debts 100%. What happens to the rest of the disposable income then?
answered on Jul 26, 2018
You would have to fileaChapter 13 repayment plan.consult a local bankruptcy attorney and you can run the numbers and see where you are before you ever file.
well i would think if this is true i have a very big problem with the trustee andmy lawyer.Ie
would just like answers because i never hear from an one.i filed mid April and still no word .help olease
My name is on a joint acct with my husband.
answered on May 31, 2018
They could although you have exemptions that should protect those accounts from seizure unless there is just a ton of money in those accounts.
I have a case where a judgment was filed prior to the bankruptcy. The creditor was informed but the judgment remains. Every time I try to do anything there is the judgment. Can I sue them for that? This debt was discharged. It was sold to a debt collector but the collector is not letting go of the... View More 
answered on Dec 18, 2017
Some debts do not get discharged in the bankruptcy, this might be the case. I cannot tell whether this is the case here without more details.
Information provided for informational purposes only and should not be taken as legal advice.
answered on Nov 29, 2017
The child support payments are probably debts that he listed on his bankruptcy schedules, and everyone listed on the schedules received notice. I assume this is the notice you're referring to, but I can't know for sure unless I look at the document you're referring to. If this is the... View More
I got a letter in the mail about his bankruptcy and I don't understand why I got it?
answered on Nov 27, 2017
As long as child support or domestic support obligations, not usually dischargeable.
answered on Jul 7, 2017
I have never heard of the bankruptcy court or trustee installing tracking devices on vehicles. You could have issues with creditors who have a lien on the car. Talk with a bankruptcy lawyer near you and they can get more information from you necessary to answer your question. Hope it works out.... View More
answered on May 4, 2017
There is a lot involved in doing a bankruptcy properly.
A lot of information has to be properly reported.
If not done properly, you could lose assets by not properly exempting them.
Also, creditors have to be properly listed so they don't come back years later.
See an attorney.
answered on Jan 23, 2017
Creditors have 90 days from the date set for the 341 meeting of creditors. The deadline for a specific case can be found on Official Form 309I Notice of Chapter 13 Bankruptcy Case that is sent to all scheduled creditors.
If you do not file a proof of claim by the deadline, you might not be... View More
I purchased the property Jan. 2006 and the owner filed Chp. 7 Apr. 2006. I didn't know he had done this until a week ago. I had been to Capital One several times to get info for 1098's and they told me couldn't give to me because my name was no where on the paperwork. I read that... View More
answered on Aug 31, 2016
I am not sure what you are asking. I am not aware of any requirement that a mortgage company guarantee release of a mortgage (especially if it's not paid off) on a bond for deed contract. You can certainly agree to assume a mortgage under a bond for deed and it's part of the... View More
I understood that the Mortgage Company had to sign of for the Bond for Deed. To my knowledge that did not happen due to the fact the Mortgage company wouldn't give me my 1098 for taxes. They told me my name was not on the loan which I knew. When I finish paying the loan off will it become... View More
answered on Aug 31, 2016
How did you manage to "sell" property on a bond for deed contract that you do not own. Aside from those problems, let's assume you are the legitimate seller on a bond for deed contract. If you file Chapter 7, the trustee would likely be very interested in seizing that asset and... View More
answered on Aug 19, 2016
You must file your bankruptcy before the sheriff's sale if you are trying to save your home. Louisiana does not really have a right of redemption once the house is sold at sheriff's sale (it exists but only if the bank is the purchaser and there are some unusual additional... View More
answered on Feb 29, 2016
Once you file bankruptcy and you have served notice of the bankruptcy on your creditors, they should not contact you outside of the bankruptcy proceedings to collect the debt. The bankruptcy creates an "automatic stay" that should protect you from collection activity. Continued collection... View More
We own an old home and started buying a double wide. Old home was used in our loan as part of down payment. Will they take one of our homes and how do we keep that from happening?
answered on Sep 14, 2015
Although only one residence is protected by the homestead exemption in bankruptcy (in Louisiana, the one you occupy, up to $35,000 in equity), that doesn't necessarily mean losing one property. One situation in which the secondary property might be retained would be if there were little or no... View More
answered on Aug 24, 2015
Generally, ownership of real estate will not affect your right to file a bankruptcy. Often, debtors file Chapter 13 in order to catch up payments when they are behind on a mortgage. Often debtors file Chapter 7 to discharge debt but "reaffirm" a mortgage debt, that is, reinstate it and... View More
credit card debt.
answered on Aug 11, 2015
Go see a lawyer about bankruptcy. There might also be defenses to the garnishment that you should discuss. The question is confusing and you did not give enough facts.
Hi! I filed chapter 13 18 months ago. My car is still being paid through the auto finance company and not the trustee. I am wanting to pay off my car by trading it in to get something a little cheaper. The new car will be in my fiances name, not mine. I called the auto finance company... View More
answered on May 28, 2015
If you payoff an auto, even one that is being paid outside the plan, then the trustee may move to have your plan payment increased as it would appear that you have additional disposable income. Thus, you may need to show why you will not have by amending I & J. The trustee will probably also... View More
answered on Jan 29, 2014
If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.
answered on Jan 29, 2014
A: No advance notice is legally required, but you will receive notice from the Court, per your status as a Co-Debtor.
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