answered on Aug 31, 2018
Not unless you are a creditor or obligated on joint debt with her.
Is still needed. Is this true? They are saying I will need to have Federal Court Approval on the sale and I don't understand why.
answered on Aug 9, 2018
If the dismissal order has been entered, you should be free to sell your house. No order needed.
The program itself is working very slowly, but with our two kids who are in elementary school along with a cut in wages from work, make it hard to get by every paycheck. We are currently probably about 40 to 45 thousand in credit card debt and hospital bills. Was wanting to know the likelihood of... View More 
answered on Aug 2, 2018
Participation in a debt management program is never a bar, in and of itself, to seeking debt relief in bankruptcy. Whether or not the attorney fees may be paid in installments depends upon the policies of the individual attorney that you hire to represent you. I personally offer payment plans,... View More
We inadvertently filed a creditor as unsecured instead of secured (part of the debt was secured & some was not). Now, they (the creditor) have filed a secured proof of claim and we either have to relinquish our purchase or have our payments increased to stays in the plan time frame.
If... View More
The home I live in is owner financed and I got behind on the payments the owner is taken me to court and was granted a default judgement. Then on may 31 Casenet shows he went back to court and got an execution/garnishment on Saturday June 1 I got a letter from the owners lawyer stating that I would... View More
answered on Jun 5, 2018
The automatic stay is in effect but you ought to file a suggestion of bankruptcy with the circuit court and notify the opposing attorney.
answered on May 11, 2018
Yes, so long as they have not been or are not deemed non-dischargeable debts.
April 20th of 2018, we filed for Chapter 7 bankruptcy. We disclosed the existence of unvested (no value) RSUs from my employer.
One for $2400, 0% vested , 100% vested May 2021.
One for $2400, 0% vested, with no vesting schedule. It’s single vest date is 9999, which means that... View More
answered on May 10, 2018
Unless the new company announced the goodwill payout prior to your filing, it should be protected as it is a contingent post petition asset. If they announce prior to filing, it is a pre-petition asset and you’ll need to amend your schedules and claim an exemption for it. Consult your lawyer... View More
We pay the lawyer for bankruptcy. After we paid him, we had a couple of deaths and illness in the family. We have decided not to file bankruptcy now, and he won't return our money. It's been about a year that he's had the money. Can he keep the whole amount?
answered on Apr 17, 2018
He can keep the portion he earned prior to your advising him you were not filing. The rest must be returned.
answered on Apr 16, 2018
Yes. You have to complete a credit counseling course online before you can file a bankruptcy petition. Cost ranges from about $4.95 to $25.00.
My last name is spelled one way and they have it spelled another.
answered on Mar 30, 2018
Unfortunately not. Your credit is tied to your social security number, not your name. The only way for the "bad" marks to go away is to settle them, file bankruptcy, or wait the 7 years for them to fall off your credit.
answered on Feb 7, 2018
You can call the clerk's office :
Dana C. McWay, Clerk of Court
Thomas F. Eagleton US Courthouse
111 S. 10th Street, 4th Floor
St. Louis, MO 63102
Main Phone: (314) 244-4500
CM/ECF Help Desk: 1-866-803-9517
They may be able to answer... View More
answered on Jan 24, 2018
The bankruptcy filing is a public record and persons may review the case documents you file with the court. There are limited privacy rules that protect the social security number, names of your children and things like that. As far as who and how much you owe and your assets and income, this is... View More
we had no idea we were getting this money
answered on Jan 24, 2018
If you become entitled to receive an inheritance within 180 days of the bankruptcy filing, that becomes property of the bankruptcy estate and belongs to the trustee for payment to your creditors in a chapter 7 bankruptcy case. You count the 180 days from the date the petition was filled. You should... View More
answered on Jan 2, 2018
You would go to a Bankruptcy Court which is a unit of the Federal District Court in the area you live in. Talk with a Bankruptcy Attorney near you and they will be able to tell you where the Bankruptcy Court is located. Generally, the Court will be located at or near the Federal District Court... View More
My Bankruptcy was discharged in late August. I would like for the bank to take my house ASAP. They had started foreclosure proceedings before I filed, so I know they probably will not sit on it forever, but it is December now and I want to move on. Are there any dangers in trying to do a deed... View More
answered on Dec 6, 2017
Just make sure they do not,slip in that you are liable for any deficiency.
trustee felt my plan was under funded. So right now I'm paying 2400 a month to the bankruptcy court and I am barely able to live. I don't want to lose my house but I can't keep up these payments. Most of my debt waa unsecured except my house what should I Do? Can i file for voluntary... View More
answered on Oct 17, 2017
Chapter 13 is voluntary and in most instances, you can dismiss. Should you is the question. Contact your bankruptcy attorney. If you managed to get a chapter 13 confirmed without an attorney, you have really accomplished something as over 90% of pro se chapter 13 cases end up being dismissed. Your... View More
My plan has been amended twice and denied twice by the Trustee. I am still making payments. I feel as though this is becoming very personal and not professional. Also I want to challenge the Trustee in regard to Social security being a part of the monthly income. What is the law in Missouri in... View More
answered on Oct 8, 2017
Social security is not included in the calculation of CMI. Contact your attorney and if you do not have one it is past the time to hire one. Over 90% of pro se chapter 13 bankruptcies end up being dismissed. Contact a local bankruptcy attorney and schedule a consultation. It may be more difficult... View More
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