Doylestown, PA asked in Collections for Pennsylvania

Q: My nephew stole my credit card, and charged over $3,337 in my name (I can't say what he bought). He hurt my credit.

Will the credit card company have to excuse my not paying for what he stole and charged?

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2 Lawyer Answers
Answered
  • Consumer Law Lawyer
  • Albany , NY

A: Did you file a frad affidavit? You can find one at the FTC website.

Under the FCBA, you should dispute teh charges he made on your credit card to the issuer within 60 days of the statement on which they appear.

Both should protect you.

Answered
  • Mountain View, CA

A: Your situation may be covered by the Fair Credit Billing Act (FCBA). The Federal Trade Commission has an informational web page explaining your rights under the FCBA and how to avail yourself to the consumer protections under the Act when you have a disputed credit card charge:

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm

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