Q: Is there a statue of limitations on serving a summons and complaint on a credit card i had back in july of 96?
A: In Michigan the statute of limitations for breach of contract is 6 years. If the contract provided for installment payments, and the most recent breach was more than 6 years ago, that breach and all previous breaches are outside of the statute of limitations. Consequently, if the creditor sues you for those deficiencies, the court would be compelled to grant your motion to dismiss the plaintiff's case.
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