Q: Can you convert a chapter 13 to a chapter 7?
My husband lost his job at Chrysler due to the plant closing and our income went down 3/4. We filed a Chapter 13 in August of 2010 because we had filed a Chapter 7, but the eight years were not up until August of 2011 so we coulndt file a 7. Our problem is that we are still having a hard time making ends meet because of the money that comes out of my husbands check each week. Can we convert?
It depends, check with your attorney if were eligible to file a chapter 7 when you filed the chapter 13. It also depends on your income you have currently. Only your attorney can really answer this question, because it depends on many different things. No hearing is required in Missouri.
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