Q: Should I take this to court or sign a stiputlation of judgement
I have been summoned on an outstanding debt. The summons references an agreement but does not include it as an exhibit. The debt was purchased from HSBC and I do not have any details on that transaction either. If I file an answer that denies all the complaint, can the plantiff come up with more exhibits prior to trial? Like the agreement? I don't deny the debt, but I would like a better chance at negotiating the balance.
A: Yes the Plaintiff would have an opportunity to bring in the agreement at a later date. With this being said, if you want to settle the debt, you should contact the attorney's office and make a settlement offer. Most Plaintiff's/Creditors are more than willing to try and work out settlement arrangements right now. Especially on sold debt.
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