Covington, GA asked in Collections for Georgia

Q: I have an account from a number of years ago, 14, account seized, haven't heard from collector in years now this, legal?

I have an old account paid 1100 in 2011 thought it was paid off until today and they froze my bank account, Havent heard from collector in years and now this. Is this legal?

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1 Lawyer Answer
  • Collections Lawyer
  • Cary, NC
  • Licenced in Georgia

A: It isn't illegal. If the creditor froze your bank account, it can only mean that a judgment was entered against you. Your post does not indicate when the judgment was entered.

You also indicate that you paid the account in 2011. What proof of payment do you have?

What I would do is go to the county where the judgment was entered and make a copy of the court file - including the complete summons and complaint (return of service to the summons and any attachments to the complaint), the default or summary judgment, entry of judgment, writ of fieri facias (called a FiFa) and any other documents regarding seizure of your bank account as well as any documentation you have regarding your payment in 2011.

Take the file to a lawyer and pay to have him/her review it. If you...

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