Q: Should I file bankruptcy and can I do it w/o an attorney?
I received multiple driving w/o license tickets years ago and it was sent to collections. I would like to get my drivers license back but have no way of paying the $12,000 collections bill. I make $13 an hour. I have no other debt but nor do I have any assets. What would you recommend?
Amy K.
A: You can file pro se, but according to a study performed by the US Courts in 2011, a chapter 7 filed by a pro se debtor is 8 times more likely to be dismissed than a chapter 7 filed by a debtor that is represented by an attorney. If you take the time to research the firm that you retain and hire an experienced bankruptcy attorney that handles both chapter 7 and chapter 13 cases, you chance of success in reaching your goals are even higher.
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