Q: We are 17months behind on our mortgage. We are in banctruptcy chapter 13 and have exhausted all options repayment plans.
We are in chapter 13 banctruptcy and have exhausted all options through our lender. They want to get a petition to start foreclosure proceedings. Is there anyway to fight this? We make enough money to pay our mortgage and repay the payments we are behind on but not in a short period of time.
A: Are you complying with the terms of your Chapter 13 Plan? In any case, the lender would first have to file, in bankruptcy court, a motion for relief from the automatic stay, and have the motion granted. Has this happened?
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