Q: 3 years ago I took out chapter 7. I included a rental property. Its been 3 years now and the bank just started the
Forcloser. I received a bill from the city saying I owe them for maintenance on the yard. Do I owe this debt?
A: Until the bank completes the foreclosure, you are the owner of the property. As a result, you are responsible for maintaining the property. This is the reason I recommend to my clients that they stay in the home until the bank forecloses. If the property is a rental, I recommend to my clients that they continue to rent the property until the foreclosure is completed, but that the rental be on a month to month basis.
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