Charles Town, WV asked in Real Estate Law for West Virginia

Q: Quitclaim deed. Can it help me get a property that was shared with my ex husband off my credit history?

Property, per our divorce decree, was not meant to be kept by either party. Ex husband had 2 years to sell it but has not and it is now 6 years later. This property is hurting my debt to income ratio and hurting my ability to obtain a house, new car, etc.

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1 Lawyer Answer

A: In the title to your question contains "Quitclaim deed". If you are trying to ask whether using a QCD to transfer your interest in the property to you ex-husband will affect your credit score, no. You owe on the mortgage note, whether or not you are on the title. That would not change. The only thing that would change is that you would not be able to claim the property.

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