Q: my options? fell through fell through friends stairs. her ins. finds no fault
says they'll pay $2000 for medical bills and nothing else. this happened 28th of dec. 30 stitches in right leg half way round my leg, bruising on my left and reaggravated my back. still have large opening on front shin and a hole retaining fluids that needs cleaning everyday. go once a week to drs. for scrapp9ng and cleaning. bills are piling up from hosp. and drs
You may have grounds to pursue a premises liability case against your friend based upon their negligence in failing to maintain their property. If your friend had knowledge of the condition and failed to make necessary repairs or alert you to the condition, you may have grounds to pursue them for civil damages related to your medical bills, pain and any lost wages. While a case like this may seem straight forward, these case can become murky as the law states that you have a responsibility to 'look out' for conditions such as this. In other words, if the hole in the stairs was visible and you faile to see it, you may be partially at fault and unable to recover.
It is not uncommon for insurance companies to deny legitimate claims. If you believe your case was wrongfully denied, you may wish to contact an attorney who practices premises liability law. They can advise you of your options for recovery-- including filing a lawsuit against the owner of the property.
Good luck to you.
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