Salt Lake City, UT asked in Bankruptcy for Utah

Q: yes i filed ch 7 bky Nov 2008 do i have to wait until Nov 2016 to file again ?

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1 Lawyer Answer
Michael Sundwall
Michael Sundwall

A: If you want to file another Chapter 7 case and get a fresh start, you must wait exactly 8 years from the date you filed the prior Chapter 7 case if it resulted in a discharge. The time limit is from the date your previous Chapter 7 was filed (not the date of discharge) until the new Chapter 7 case is filed. However, you can file a Chapter 13 case at ANY time after you have completed a previous Chapter 7 case.

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