Q: Does a spouses WILL automatically transfer deed to surviving spouses name if she is not on deed jointly? probate require
married and deed in his name only. He tells me his WILL will automatically transfer deed to my name if he dies. Is this correct? It is smart to have us file a quit claim as joint tenants in common with right of survivorship? Will that make me joint owner of the home and the home be mine at that point if he passes away? His will has me as his beneficiary and I know i could stay in the home, but if not on the deed, I dont think the home is "legally" mine. Is that also correct?
A:
A will does allow a transfer of ownership, but this will require a filing in probate court (if there are no disputes, the probate filing really is not a big deal). To automatically transfer at death (without the need of probate), the three methods are: (1) joint tenants (automatic survivorship), tenants in common WITH survivorship or (3) place the property in a trust. Contact a probate attorney for all the specifics and benefits/risks of each approach.
As for the legal ownership, being on the deed means that you are an owner or co-owner. If you are not on the deed, but the property was acquired during marriage and no pre-nup applies, you are also likely an owner (a court would have to approve this). Note, for probate purposes spouses generally get an automatic right to 1/3-1/2 of the deceased's estate. Again, contact a probate attorney for guidance on the interests and conditions.
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