Q: What is a no-fault law? Does Kansas have it?
A: This usually refers to an insurance company having to pay benefits regardless of who is at fault. It usually comes up when your own car insurance policy is required to pay at least the first $4,500 of your medical expenses, regardless of who is at fault. In Kansas these are referred to as PIP benefits, and if you eventually recover damages from the person who is at fault, you will usually have to reimburse your own insurance for this $4,500 "no-fault" benefit from the recovery.
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