Indianapolis, IN asked in Real Estate Law and Landlord - Tenant for Indiana

Q: I own a condo in Indiana and rent out my basement. It's a shared entrance. Do I need any type of permit or renters ins?

I live in this condo. I have roommates in the basement who do not have a written lease with me. Only verbal.

1 Lawyer Answer
Alexander Florian Steciuch
Alexander Florian Steciuch
Answered
  • Landlord Tenant Lawyer
  • Valparaiso, IN
  • Licensed in Indiana

A: It is going to depend where you live. There is no statewide renter system or database. Some cities require all rental units within their jurisdiction to be registered. For example, Bloomington requires that your property be registered with the city and inspected if you are renting out rooms or the property to other people.

Is your condo a part of a housing association or condo association? They may have more rules governing renters that you would have to abide by if you are a part of such an association.

As a general rule of thumb, it is always a smart idea to have insurance to cover damage to the property and it is smart of any renters to have renter's insurance in case of burglary, theft, fire, etc..

Finally, get your renter's lease agreement in writing. In some cases its necessary in order to have an enforceable contract depending on the duration of the lease but in every case having something signed and in writing is preferable over a verbal contract. It helps protect everyone involved and gives the court something to examine if you ever have to litigate.

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