Elk Grove Village, IL asked in Traffic Tickets for Illinois

Q: Do speeding warnings in IL impact insurance rates?

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2 Lawyer Answers
Brian Lehman
Brian Lehman

A: It's unclear what you mean by warning. If you mean an informal warning from a police officer without a ticket, then I can't see how the insurance company would ever know and, thus, there would be no impact.

Jason A. Wilkins
Jason A. Wilkins
  • Traffic Tickets Lawyer
  • Naperville, IL
  • Licensed in Illinois

A: Hello Asker,

Warnings, in my experience as a traffic attorney, are used primarily for interdepartmental record keeping. They are used to determine how many chances a driver has been given to prevent giving them too many warnings and too few tickets for repeated violations. In my time as an attorney, I have never seen a driving record with a warning. It is my understanding that they are used only for the police departments and they are never recorded to your record.

In my personal experience, I have received 3 warnings and none of them have affected my insurance rates or appeared on any formal record.

I'm sorry I can't offer more details but suffice it to say I don't think you have anything to worry about.

Hope that helps and let us know if you have any additional questions!


Jason A. Wilkins

Traffic Attorney

(630) 445-2293

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