Q: Do speeding warnings in IL impact insurance rates?
A: It's unclear what you mean by warning. If you mean an informal warning from a police officer without a ticket, then I can't see how the insurance company would ever know and, thus, there would be no impact.
A:
Hello Asker,
Warnings, in my experience as a traffic attorney, are used primarily for interdepartmental record keeping. They are used to determine how many chances a driver has been given to prevent giving them too many warnings and too few tickets for repeated violations. In my time as an attorney, I have never seen a driving record with a warning. It is my understanding that they are used only for the police departments and they are never recorded to your record.
In my personal experience, I have received 3 warnings and none of them have affected my insurance rates or appeared on any formal record.
I'm sorry I can't offer more details but suffice it to say I don't think you have anything to worry about.
Hope that helps and let us know if you have any additional questions!
Sincerely,
Jason A. Wilkins
Traffic Attorney
(630) 445-2293
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