Q: I feel like a collector has violated a law for calling me over 20 times in a single day. Do I file a complaint with the
collections company itself or somewhere else?
A: Excessive calling may be a violation of the Fair Debt Collection Practices Act and subject to significant monetary penalties. I would recommend that you keep a journal of the calls and schedule a consultation with an attorney to discuss the details of your case and have them serve a Cease & Desist letter. If they keep contacting you, I would recommend that you file suit against them. It is a Federal lawsuit and if they violated the provisions of the FDCPA, there really are no defenses if they placed the calls. Best of Luck to you!
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