Seffner, FL asked in Collections for Florida

Q: can bill collectors take a vehicle if its your only trans. if both husb wife on disability?

we have been served papers on a car that was repo 3yrs ago. My husband currently receives disability and I have my case pending with social security. our current car is only worth 3,000 and it is our only possession and transportation to drs app and taking us to hospital. the suit amount they want is 11,000 and change. we really need some help on what our options are

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1 Lawyer Answer
Terrence H Thorgaard
Terrence H Thorgaard
Answered
  • Freeeport, FL
  • Licensed in Florida

A: There is an exemption for an automobile, if that's what you are asking.

"[Florida Statute] 222.25 Other individual property of natural persons exempt from legal process.—The following property is exempt from attachment, garnishment, or other legal process:

(1) A debtor’s interest, not to exceed $1,000 in value, in a single motor vehicle as defined in s. 320.01.

..."

Your problem is that, if the car is worth more than $1,000, it can be subject to legal process.

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