Alamosa, CO asked in Small Claims for Colorado

Q: In Colorado can someone take you to court and make you pay a loan your name is not on?

A few details of why we are askin....in 2011 a loan was signed on a vehicle (our names no where on the loan) the truck this lady is trying to get us to pay for was involved in a wreck, at the time of the wreck one of us was driving so the name is on the accident report. she voluntarily had the truck repoed. After doing so she took that loan and added to it for her husband at the time and resigned the papers in 2014, now that her ex husband is in prison and can't pay the loan she is telling us we have to pay it for her and is willing to take us to court on it. She has trashed our names across social media with this and will not stop bugging us we know we don't owe her this money. Can she take us to court on this?

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1 Lawyer Answer
Tristan Kenyon Schultz
Tristan Kenyon Schultz
Answered
  • Fort Collins, CO
  • Licensed in Colorado

A: Based on your facts it is possible for a claim to be filed to recoup some or all of the damage related to the accident. You cannot be made to assume another person's debt, unless there are other factors involved that are not mentioned. Whether a claim is filed and/or whether the claim will be successful is a wholly different consideration.

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