Q: My dad owed money on credit cards but has since passed on. I recently got a call from a collector about this, but
shouldn't the account have been closed after I informed the credit card company that my dad has died and sent in a death certificate?
A:
Debt obligations do not terminate with death or notification of death of an account holder. The debt obligations are transferred to the estate of the deceased. Until the matter is resolved, the estate is liable for the debt and collections can (and do) occur. Likely, a probate case will need to be filed (if this has not already occurred).
You may need to hire an attorney to assist.
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