Q: What are the penalties for using phone numbers for marketing purposes--when the numbers are protected from such use
TransUnion provides a service for organizations to look up information about existing customers. Unfortunately, this service can also be used to look up thousands of random individuals, and some companies may even TransUnion's services to create a cold-calling list. However, the use of this information is regulations by the GLBA, DPPA, and the Fair Credit Reporting Act. What are the possible penalties for an organization that ignores these regulations and illegally uses information from this website for marketing purposes, such as cold calling?
A: if consumer credit reports are being pulled from Credit Reporting Agencies and used for cold calling customers by phone, that would be a willful violation of the Fair Credit Reporting Act. Their is a statutory damage provision for damages up to one thousand per person. Whistelblowers have rights under Federal Law. You can get more information at hwh-law.com
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