Q: My name is on a home, the mortgage, the taxes. My father has been paying the mortgage the last year. Who owns the house?
It has been empty. We were going to rent it, sell it, and maybe let a relative move in until his place was renovated. I put it on my taxes and got the interest credit, etc. Who owns the house? Me because it is in my name in every way or him cause he's been paying the mortgage?
A: You own the property, and you are very fortunate that you have someone who cares enough for you to pay for it when you apparently can't afford to. If the debt is not paid by you or someone, you will lose the house to foreclosure and ruin your credit as well.
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