Q: My personal vehicle was damaged by a state vehicle on state property. Can I sue?
I work for the state and my truck was hit by a state vehicle. Approx 1000.00 damage. I have 1000.00 deduct. I was told i had to use my own insurance but the fault was the states and it was admitted as well as a police report. Would it be bgetter to take the dept of Corrections or the State of VA to small claims court or should i just forget about it?
A: You can use your insurance and allow them to recover their payment and your deductible in arbitration with the Commonwealth.
If you have insurance let them deal with it--that has two good things--1) you aren't asking your employer to pay--it's your insurance 2) it's quicker 3)it won't effect your rates if other party is at fault 4)your insurance will collect your deductible for you.
Look, that's why you have collision. I don't see the reticence. Go to your company instead of trying to poke a finger in your employer's eye.
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