Q: My wife recently received a letter from Hayt, Hayt & Landau, P.L. to collect a debt. What should we do?
The letter says they "have been retained to collect" an outstanding balance and "an attempt to collect a debt."
A: If you believe the debt is not owed, you should notify them in writing to verify the account. If the debt is owed, you will want to negotiate a payoff or installment plan so you can avoid getting a judgment against you and your credit. If you do not have means to pay and you have lots of debts, you may want to schedule a consultation with a local bankruptcy attorney. Best of Luck! Jennifer
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