Q: I'm on ss disability, I took out a signature loan. bankruptcy or singe off?
Would the cort de able to take money from my SS?
Generally, Social Security benefits are exempt from execution, levy, attachment, garnishment, or another legal process, or from the operation of any bankruptcy or insolvency law. The exceptions are that benefits are subject: (1) to the authority of the Secretary of the Treasury to make levies for the collection of delinquent Federal taxes and under certain circumstances delinquent child support payments; and (2) to garnishment or similar legal process brought by an individual to enforce a child support or alimony obligation. A third exemption is federal student loans.
To be on the safe side direct your Social Security to a single bank account and do not deposit any other money in that account. You want to be able to prove the funds in that account are only Social Security benefits. If you have other debts, you may want to contact a local bankruptcy attorney for a consultation. You may not need to file however it cannot hurt to know your options. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
Edward Chris L'Hommedieu agrees with this answer
That said, if you mixed your social security funds with other money, it can make things dangerous.
If you're asking "can they take money from my disability benefits" the answer is almost certainly no. Just assuming you don't have enough to survive on each month, then they can't, which is the case for almost everyone on social security...
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