Q: I live in Tennessee and was told it is against the law on chapter 13 2 ply for a personal loan
A: Generally, when you are in an active Chapter 13 case you cannot obtain credit, i.e. a loan, without court permission. There are very limited exceptions for emergencies that might come up like your appliances quit working, and you have to have a replacement freezer so your food will not spoil, etc... Depending in what District you are in sometimes you can get permission for a loan by going through the Chapter 13 trustee, but again this would depend for what the loan is for and why you need the money. Speak to your attorney if you have one as you do not want to do anything that could cause your Chapter 13 dismissed. Hope it works out and Good Luck.
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