Q: My grandmother just received a 1099c. But usually doesn't file taxes due to her not earning enough what do I do
A: If the 1099-C puts her above the threshold for filing a tax return, then she will need to file her 2017 tax return even if she normally doesn't need to do so. You should look into the various exemptions for having to pay taxes on the cancelled debt. You can find information about these in IRS Publication 4681: https://www.irs.gov/forms-pubs/about-publication-4681
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