Q: Do all companies have to provide workers compensation for employees who are injured at work?
A: As a practical matter, yes. For example, although I have only one employee I am required to carry workers' compensation insurance for her. Small family farms with a very limited number of employees are the only exception to the requirement of having workers' compensation insurance that comes to mind. Some companies try to avoid their responsibility by calling their workers independent contractors rather than employees -- fortunately, this rarely (if ever) succeeds. The law isn't concerned with whether a worker is called an independent contractor; it is concerned with whether he or she is really an employee and covered by the Workers' Compensation Act.
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