Philadelphia, PA asked in Real Estate Law and Tax Law for Pennsylvania

Q: My mom died 6 and my sister lived with her. She had a reverse mortgage. I am estrange. Will I be made to pay her debts.

My sisters is on Medicaid and with small SSI-D benifit. My sister thinks she can stay in house also. My mom died 6 months ago and mortgage co wants her out or start paying. I am worried about taxes, creditors etc coming after me.

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2 Lawyer Answers
Elizabeth Tarasi
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Answered
  • Pittsburgh, PA
  • Licensed in Pennsylvania

A: Generally no unless you signed an agreement to pay her mortgage or debts.

John Espinosa agrees with this answer

Peter N. Munsing
Peter N. Munsing
Answered
  • Wyomissing, PA
  • Licensed in Pennsylvania

A: Unless you cosigned or agreed to be responsible you are not. If there is other property then you may want to open an estate. Reverse mortgages are bad, so I do hope the mortgage company is stuck and you should not offer or agree to pay any amount even if they claim it will keep your sister in.

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