Q: I was widowed last year and my husband was paying on 3 tractors/lawnmowers. Am I responsible for making the payments?
I have been making the payments but financially it is getting difficult.
A:
I am sorry to hear about your husband.
It depends how the equipment was titled. Are they in his name alone? If so, you are not responsible for the debt -- but the equipment company can almost surely come repossession the equipment for nonpayment of the debt, so consider that consequence for nonpayment. If the debt was established in both of your names, then yes, you would still be individually responsible for the debts following your husband's death.
If you no longer need the equipment, perhaps reach out to the creditors and discuss your situation with them. Best of luck to you.
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