Marinette, WI asked in Bankruptcy and Business Law for Wisconsin

Q: How does a business proceed on getting there vehicle back as a lienholder , if the client has a chapter 7 discharge?

Can we legally contact after discharge of ch 7 if they still have our property and are not paying?

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2 Lawyer Answers

Cristina M. Lipan

  • Bankruptcy Lawyer
  • Brooklyn, NY

A: Yes, the lien against the vehicle is not discharged. You should probably hire an attorney to handle this for you, though.

Timothy Denison

  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. You cannot collect any money from the debtor unless they filed a reaffirmation agreement, but you are entitled to possession of the vehicle if they are not paying for it. Consulate a local attorney who call help you reclaim the car.

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