Q: Renters debt now 10 years old. Am I liable to pay this debt back now? The collector/owner is requesting that I do.
I live in WI. I did not pay balance owed, because they never repaired what was broken when I put in a work request for it, on the condition of major appliances leaking or not operational. I moved from there in 2008 because of the non repaired appliances. I reapplied for this apt. complex in 2018 because I honestly forgot about that past debt with them. After almost 10 years since this debt started, can I be sued for the balance of that past debt? It was never posted on my credit report as being in collections. I had started an email conversation a month ago, with the owner about possible repayment, but that was before I researched about the statute of limitations. I have not made any payments on this old debt at this time. What are my options with this?
A: Your landlord had 6 years from the date the debt accrued to file a lawsuit or be time barred from pursuing it. This is what the statute of limitations says. Your main options are: 1) refuse to pay the balance because the landlord didn't do anything to collect before the statute of limitations ran; or 2) reach an agreement on what you are willing to pay if you want to live in the complex.
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