Q: Can I keep paying my student loans as usual under income-based repayment during a Chapter 13 repayment period?
I work for a government agency and am paying my loans back under IBR. I am planning to apply for student loan forgiveness under the PSLF program when I am eligible in 6 years. I want to exclude these loans from a Chapter 13 payment plan and just pay them as usual until PSLF kicks in. Can I count this as part of my non-discretionary expenses for purposes of calculating my disposable income?
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