Q: The lien on my property after chapter 7 was not avoided by a credit card company. The card was unsecured and the
bankruptcy cleared the debt from being collected from me personally, the lien that was put on the property continues even though they cannot collect from me. I was told because the lien was file before the action it's allowed to stay on the property. Although the IRS filed a lien before the action the lien was avoided in the bankruptcy in chapter 7. Is this a correct action in this case?
A: A motion to avoid lien should have been filed on the credit card. You can reopen and file such a motion. Contact an experienced bankruptcy attorney to do this for you.
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