Q: I received a personal loan with no written contract other than. .pay me when you can" I've been making monthly payments
Now they want payment in full by year end or taking me to a magistrate. Does she have a case?
A:
Yes, a case that you owe her money, but not really that you're overdue on payments. Still, I can see a magisterial district judge asking about what the verbal arrangement was, and entering a judgment anyway on the full amount due. The lower court won't craft a new contract for you with distinct payment terms, unfortunately for you; it'll just enter a judgment in a numerical amount. Best advice is to try to work it out with her, and get *those* terms in writing.
Best of luck to you.
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