Q: If I have already made payment arrangements with portfolio recovery, Do I still have to attend a conciliation meeting?
Got a letter that I was being sued by portfolio recovery for bad debt. Call and made payment arrangements. They sent me a letter confirming this and I had to send it back. Now I got a notice that there is a conciliation agreement meeting. Do I have to attend the meeting? There is already an agreement.
A: You should contact the court to inquire. It could very well be that Portfolio Recovery has already informed the court of the agreement, but maybe not. You can also ask Portfolio Recovery to cancel the court proceedings -- something things slip through the cracks. But short of the court telling you that the conciliation is canceled, you should definitely attend. In fact, if you attend and Portfolio Recovery doesn't, they'll likely dismiss the suit against you outright.
Best of luck to you.
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