Q: 4 days ago i was hit head on by a drunk driver
it toatled my vechicle,and my questions are what should i do about medical problems, for the future. and im without a vechicle until who knows when and, i live 40 miles away from family, and my one son has medical problems, so does her insurance company have to get me a rental, until things are fixed or whatr
A: Best to go through your own insurance first for property damage, if you have the coverage. If not, the other side's insurance may or may not move very quickly to get you taken care of, and may or may not get you a rental. How clear the liability by the other driver will play some part in how quickly they work with you. If there are injuries, your own car insurance will cover the first $4,500.00 of your medical expenses, and future costs, etc. will be covered by the other driver's insurance (eventually - again they may not move quickly, and an attorney is often needed to get a fair shake).
First, you want to contact a member of the Ks.Assn for Justice--they give free consults. In general I agree with what Mr. Asams said. If your company covers the rental and damage to the vehicle they go after the other person's insurance and will send you your deductible. Most states say they have to resolve property damage "promtly and fairly" but give them 30 days to do it, which is why it was suggested maybe run it trhough your company.
In addition to the drunk,, those that sold him the liquour could be responsible.
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