Bronx, NY asked in Bankruptcy for New York

Q: Im late in filing the last credit councelling certificate in my Chapt. 7, will I still get a discharge if it was due

5 weeks ago or do they naturally give you an extention of time and how much?

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3 Lawyer Answers

Karra Kingston

  • Bankruptcy Lawyer
  • Staten Island

A: If you had an attorney you should ask them. If they closed the case before you did the course then you will not receive your discharge if it’s too late. You would have to reopen the case. I would speak to an attorney.

Stuart Nachbar

  • Bankruptcy Lawyer
  • Livingston, NJ
  • Licensed in New York

A: First of all speak with your counsel if you have one. If you do not, find out if the case is closed. If not try filing same. If it is closed without Discharge for Failure to File the Debtor Education Course, you will need to make a Motion to Reopen to allow the filing of same.

Timothy Denison

  • Bankruptcy Lawyer
  • Louisville, KY

A: If the case has not been closed, then file it immediately and you will likely receive a discharge. If the case has already been closed, then you will have to file a motion to reopen to file your certificate and receive a discharge.

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