Q: was involved in an accident late 2017 I did not have insurance, and the person I hit had no license what are my optIons
Person I hit had their car insured, however I feel like they’ve been trying to bully me, and they ignored my multiple attempts to contact before this became a state matter
A: If you are sued for Tort Damages, then you need to defend yourself. Possibly hire an attorney. It sounds like the wreck was your fault, and without insurance, the Judge will probably give the Plaintiff a Judgment for money damages. If you do not appeal or pay, then either him or his Insurance Company will report you to the Department of Safety for Lack of Financial Responsibility. The State will then revoke your TN DL. A Chapter 7 Bankruptcy might be a good option. Also the Judgment Creditor will attempt to collect against you, such as your Bank Account or Paycheck.
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