Q: My son was in a accident not his fault. My insurance was lasped. Oregon
Insurance companies trying to blame him m
A:
This isn't phrased as a question so I can't tell what input you are looking for. Is your son trying to get damages for his injuries? If so, all he needs to do is contact a personal injury Attorney in your area. A personal injury Attorney might take the case on a contingency basis and can also tell you how the liability issue looks.
Is your son trying to avoid paying for the other party's damages? Since your insurance lapsed you won't have the benefit of your insurance company hiring an Attorney to defend you. Unfortunately you will have to pay for an Attorney to defend the case if it gets filed in court. Also be aware that you could be sued as well as head of household if there are facts that justify a head of household pleading. Head of household comes into play when the driver and the car owner live in the same household and the owner of the car is a member of the household and the driver is driving the car at the time of the accident for a purpose which benefits the household, like going grocery shopping for the household.
Be aware that a Judgement in a personal injury case against you or your son can result in a driver's license suspension until it is paid or otherwise discharged. A bankruptcy can discharge this liability.
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