Q: Can a person have his auto insurance charged for medical expense for an accident that he was in no way involved in?
Grandfather insurance being charged for medical expense for accident of third persons vehicle who didn't have medical. Persons involved is not on his insurance policy but one person listed his address on license. But does not legally live at that address
A:
perhaps that person is claiming they are a resident relative?
Notify the insurance
Second, if grandfather not at fault his rates should not be affected by medical claims
If his care wasn't involved I don't see why the insurance would pay. Grandfather should call them.
A:
In order to provide a complete analysis, it is important to have all the facts. What I can tell you is that if a person involved in an auto accident in FL does not own their own car and therefore does not have their own PIP coverage, they can be covered under the PIP coverage of a resident relative who does own a car which is insured. After the injured persons own PIP, a resident relatives PIP, next in line would be the PIP of the vehicle they were occupying at the time of the crash.
As Mr. Munsing pointed out, the grandfather should contact his insurance and cooperate with them. His insurer should conduct a coverage investigation to determine if they will afford coverage and to whom.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
