Q: A discharged Ch 7 bankruptcy from 5 years ago. I just received a medical bill from before bankruptcy. Do I have to pay?
I did not know about a medical bill until today. My chapter 7 bankruptcy was discharged about 5 years ago. I listed all known bills when I filed. Do I have to pay the bill?
A: If it was not listed in the bankruptcy, you will either have to pay it or reopen your bankruptcy and add it as a debt that should have been discharged.
A: In some states, debts can be discharged even if they're not listed. I would check with a bankruptcy attorney in Utah to find out whether that's the case there. That said, simply sending a copy of your discharge order to creditors tends to make many of them back off, even if they weren't listed.
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