Q: Do I have to sign a home warranty form declining coverage in order to close on a house in Maine?
The seller's real estate agent is insisting we sign a form declining coverage from American Home Shield, saying we can't close until we sign the document. It seems odd, if this is required, then wouldn't the lender request it? She's been a liar through this entire process so we don't trust her.
A: That doesn't sound right to me. I would contact your lender and ask them if they are requiring you to sign that form as a condition of closing. If they are not, then I would ask the seller's real estate agent on what basis she is insisting you sign that form.
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