Q: I had an accident. Nobody was hurt. My car and his car were slightly damaged to my bumper and to his wheel.
No witness, no proof to prove someone's fault. We said, "we are OK, no one hurt, just small damage". However to repair his car (I don't need to repair my car) he said he was going to call his insurance company that day later or tomorrow, and so did I. After one day leaving the scene, I reported this accident.
(I am sure he tried to make a sharp turn so that the accident happened)
However, even if I described the accident as well as I could,
my insurance company keeps asking me what exactly happened, but I cannot prove any evidence, and he neither.
What is going to happen to me?
Do I pay for the cost of his car repairing?
It happened in Eugene, OR
A: Your statement is really vague. You can at least tell your insurance adjuster what you know (ie the street you were on, the direction you were driving, what lane you were in, when you first notice the other car, etc) and let the two adjusters figure it out. They will consider stuff like whether one of the cars had the right of way and they will also look at photos of the damage on each car. It sounds like a minor accident so what ever happens it won't be the end of the world.
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